The Loan 

Process

PRE-QUALIFICATION

The first step to the loan process starts here. We help identify the price range of homes that best fit your budget and determine the mortgage program which may be right for you. 

Read more about Step 1 here.  

MAKING THE OFFER &
FORMAL APPLICATION

Once you have identified the home you want to purchase, your realtor will guide you through the offer and negotiation process with the sellers. After you have successfully negotiated your home purchase, we will need a copy of the sales contract to begin the processing of your loan.  At this point you will have the opportunity to review and lock in your interest rate.  

Read more about Step 2 here. 

LOAN SET UP & PROCESS

Once we have the contract, your documentation and the signed application and disclosures in your file, we will get the ball rolling.

Read more about Step 3 here. 

UNDERWRITING, CLOSING & FUNDING

The underwriter is responsible for the formal approval of your loan. They will evaluate your credit, your qualification and the property to determine adherence to guidelines.

Read more about Step 4 here.

AFTER CLOSING

Congratulations! From start to close, we are honored to serve you! 

Read more about Step 5 here. 

Ready to Apply? 

Fill out our online application below. 

www.applywithshelly.com

BE IN 
TOUCH
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Direct 210.685.5661

Office 210.499.4200

shelly@pilgrimmtg.com

NMLS# 220989

Pilgrim Mortgage, LLC

1270 North Loop 1604 East, Suite 1101

San Antonio, TX 78232

NMLS# 225091

© 2018 Team Shelly | Pilgrim Mortgage, LLC 

TEAM 
SHELLY