The first step to the loan process starts here. We help identify the price range of homes that best fit your budget and determine the mortgage program which may be right for you.
MAKING THE OFFER &
Once you have identified the home you want to purchase, your realtor will guide you through the offer and negotiation process with the sellers. After you have successfully negotiated your home purchase, we will need a copy of the sales contract to begin the processing of your loan. At this point you will have the opportunity to review and lock in your interest rate.
UNDERWRITING, CLOSING & FUNDING
The underwriter is responsible for the formal approval of your loan. They will evaluate your credit, your qualification and the property to determine adherence to guidelines.